Credit Services
At Professional Business Bank and Spectrum Bank we do not offer "canned" products that your business has to fit into.
We provide you with experienced, expert financial assistance to review your business and its goals and then "tailor"
make a program that meets your company’s needs and that of the bank.
With that in mind, Professional Business Bank provides the following credit products and services for Businesses and Consumers:
Business Lending * |
- Working Capital Lines of Credit
- Working Capital Term Loans
- Equipment Financing
- Asset Based Financing
- Real Estate Lending
- SBA / CALCAP Financing
- Business Vehicle Financing
- Construction Financing
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Consumer Credit *
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- Home Equity Lines of Credit
- Vehicle Financing
- Overdraft Protection
- Personal Secured Loans and Lines of Credit
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Other Credit Services *
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- Letters of Credit
- Corporate Credit Cards
- Personal Credit Cards
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*Based on approved credit. Details of each credit product offered by Professional Business Bank and Spectrum Bank may be
obtained by contacting any of our banking offices.
Deposit Services
Our representatives work together with you to tailor-make your deposit account relationship to meet your company’s cash management goals. We want your accounts to provide you what your business wants, not what you are told that you can have.
Professional Business Bank provides the following deposit products and services for Businesses and Consumers:
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Business Accounts *
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- Regular Business Checking Accounts
- Analyzed Business Checking Accounts
- Attorney Client Trust Accounts
- Business Savings Accounts
- Business Money Market Accounts
- Business Gold Money Market Accounts
- Business Certificates of Deposit Accounts
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Consumer Accounts *
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- Regular Checking Accounts
- Interest Checking Accounts (NOW)
- Seniors Checking Accounts
- Personal Savings Accounts
- Personal Money Market Accounts
- Personal Gold Money Market Accounts
- Personal Certificate of Deposit Accounts
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*Details of the Features, Balance Requirements and other limitations on each of the accounts offered by Professional Business Bank may be obtained at any of our banking offices.
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Other Deposit Services **
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- 24/7 ATM Machines*
- Wire Transfers
- Telephone Account Access
- Internet Account Access (Netteller)
- Cashiers Checks
- Traveler Checks
- ATM / Debit Cards
- Automated Clearing House (ACH)
- Safe Deposit Boxes*
*Not at all offices
**Limitations do apply
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