Working Capital
Because we're a local business just like you, we understand how important it is to have the capital you need when you need it. That's why our credit decisions are made quickly by people right here in Southern California—people you can talk to directly.
Lines of credit allow you the flexibility to borrow against your line and repay without a fixed schedule—perfect to help smooth out temporary or seasonal cash flow fluctuations. Lines may have a variable interest rate, typically based on the bank's Prime Rate or LIBOR. We offer
- Unsecured lines—offering ultimate flexibility
- Lines secured by business assets – offering flexibility while providing some additional structure
- Asset-based lines secured by advances against specific assets for seasonal needs
and Equal Housing Lender 